Costco Cash Card: What Is It + How Do You Use It?

Costco Cash Card: What Is It + How Do You Use It? (2022)

Costco Wholesale Corporation




NASDAQ-100 Component

S&P 100 Component

S&P 500 Component
Price Club
Founded July 12, 1976

; 45 years ago




(as Price Club)

San Diego, California

, U.S.

September 15, 1983

; 38 years ago




(as Costco)

Seattle, Washington

, U.S.
James Sinegal

Jeffrey Brotman

Sol Price

Robert Price


Number of locations


Area served








New Zealand

South Korea



United Kingdom

United States
Key people

Hamilton E. James


W. Craig Jelinek

(President and CEO)
Brands Kirkland Signature

Cash & Carry

Warehouse club

Filling stations
Revenue Increase

US$166.76 billion


US$6.023 billion


US$4.002 billion



Total assets

US$45.40 billion



Total equity

US$15.24 billion


Members Increase
105.5 million


Number of employees






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Costco is one of America’s largest retailers, offering bulk product discounts. Costco members can only purchase Costco Cash cards to give them a different way of paying.

  • What is the Costco Cash Card? How does it work? Let me tell you what I found out about the Costco Cash Card.
  • Costco Cash Card: What Is It + How Do You Use It? (2022)

    What is a Costco Cash Card in 2022?

    Costco Cash Card is also called a Costco Shop Card. Costco members can load more money at anytime. Costco members can use the Costco Cash Card in any denomination between $25 and 2000.

  • You can find out more information about Costco Cash Cards. Check your balance, reload Costco Cash Card and then continue reading.
  • How do I use my Costco cash card?

    Costco Cash Cards are available for purchase in denominations of $25-$2000, depending on the amount required. Costco cash cards have a $10,000 maximum daily purchase limit.

    Costco Cash Card holders can purchase them in store at Costco stores in the United States and Canada as well as online at

    Costco Cash Card Online members will not be charged a surcharge if they purchase items that are not in their membership.

  • Costco Cash cards can also be used to top up in Costco stores whenever needed. They never expire.
  • Costco Cash Card: What Is It + How Do You Use It? (2022)

    What is the best way to buy a Costco cash card?

    You can purchase a Costco Cash Card from any Costco store or online if you are a member.

    You can order a Costco cash card online and it will be sent to your address (Costco cannot provide digital Cash cards at the moment).

    Unfortunately, purchasing and reloading Costco Cash Cards is a privilege extended to Costco members only.

    This means if you are not a Costco member, you may need a friend who is a member to purchase and reload your Costco Cash Card for you.

    You can use the Costco Cash Card without Costco Membership.

    Costco does not allow non-members to purchase Costco Cash Cards or refill them. Costco Cash Cards can be used by non-members for shop-ins.

    Costco Cash Card’s terms and conditions stipulate that all members are allowed to use the card.

    Costco Cash Cards can also be useful for people who don’t want to spend $60 per year but still wish to shop at Costco.

    Costco Cash Card: What Is It + How Do You Use It? (2022)

    How Do I Check My Costco Cash Card Balance?

    You have many options to check the Costco Cash Card balance. On the back of the Costco Cash Card, there is a toll-free number you can call to inquire about your balance.

    You can find your Costco Cash Card balance by simply following the steps on the phone. allows you to check your Costco Balance by signing in. The website allows you to view and check your account balance.

    Finally, you can also check the balance in Costco by checking your receipt after a Costco purchase with your card as it will tell you the remaining balance.

    To check your balance, you can slide the card into the kiosk reader at Costco.

    How do I reload my Costco Cash Card Card?

    Costco Cash cards can only be loaded in-store by Costco members. Ask a staff member at Costco, and they will be able to help you to reload your Costco Cash Card.

    Are Costco Cash Cards available to anyone else?

    Research has shown that you can also use a Costco Cash Card from someone else, provided it’s not linked to your Costco Card. Costco Cash Card functions like a gift-card, and so can non-members.

    This does not align with Costco’s current policy, which states that members only can use Costco cards.

    Costco will not allow you to use another person’s Costco Card. Costco has a system that tracks abusers and this can lead to severe consequences.

    Are there any Costco Cash Cards available?

    Costco Cash Cards can be bought in Costco locations by Costco members. Costco Cash Card are also available for purchase online.

    Costco Cash Card purchases cannot be made if you’re not a Costco member. They may however be sold at other online retailers, such as eBay.

    See our other posts for more details: where can you buy Costco gift certificates besides Costco? if Costco can accept your lost membership card and scan and go.

  • Conclusion
  • The Costco Cash Card is available for purchase in store and online. This card is both available to Costco members as well as non-members.

    Costco Cash Card is a great way for non-members of Costco to shop at Costco. Costco Cash Card does not expire, which means it is worthless and can be used for every trip to Costco.

    How can I use my Costco Cash Card

    Cash cards also work at Costco’s gas pumps. Simply show one of your gift cards at the counter to gain entry into the warehouse. Pay with your card for the purchase. Costco lets you pay for any balance remaining with cash (no credit card allowed) or by debit card.

    How can I withdraw cash from my Costco Cash Card to make it more affordable?

    Cash can be redeemed from the card only if it has less than $10.00. Depending on state and local laws you may not be able to draw out cash on balances totaling more than $10.00. It may sound confusing but it’s best to contact your Costco to find out more.

    Do I have to use a cash card in order to shop at Costco?

    Costco Shop Card (Gift Card). Can Costco have a Cash Card? Costco calls it the “Costco Shop Card” (fancy name of a gift card). Costco Shop Card (Gift Card) Can Be Used by Non-Members Costco also has a cash card, which they call the “Costco Shop Card”. Any nonmember can present the card at the entrance to use it for a purchase.

    How do I use my Costco cash card to pay for gasoline?

    Costco customers can purchase gasoline by either using their Costco card, or paying with a Costco gift voucher. May 9, 2016

    .Costco Cash Card: What Is It + How Do You Use It? (2022)