Does Lowe’S Accept Afterpay & ‘Buy Now Pay Later’ Services?

Afterpay, Klarna and QuadPay have made it possible to easily buy higher-end items. Paying in installments means people can invest in the things they need.

It is likely that large home improvements will be costly. So I wanted to know if Lowe’s accepts any kind of ‘buy-now, pay-late’ program to ease the burden on their customers. Here’s what I learned!

Lowe’s to Accept “Buy Now, Pay Later” Services in 2022

Lowe’s does not accept Afterpay, Klarna, QuadPay, or any other form of ‘buy now pay later’ services in stores as of 2022. Lowe’s has its own version for ‘buy soon, pay later’ on some products. The service known as “Lease to Own” makes it easy to buy large amounts of product without paying a huge upfront cost.

After learning that Lowe’s is against third-party ‘buy Now Pay Later’ services, please continue to read about why Lowe’s has stopped accepting Afterpay, Klarna and QuadPay.

Why Doesn’t Lowe’s Accept Afterpay, Klarna, QuadPay & Other ‘Buy Now Pay Later’ Services?

Lowe’s refuses to take Afterpay, Klarna or QuadPay online. Many other retailers offer this service.

Although Lowe’s doesn’t accept third-party ‘buy now pay later’ services, it does off its own version with ‘Lease to Own’ services.

Lowe’s is unlikely to have opted for these services because they offer their own option.

What Can You Do Instead Of A ‘Buy Now Pay Later’ Service At Lowe’s?

If you do not qualify for the Lease to Own service, your next option is to purchase your merchandise on a credit card.

Lowe’s is now able to accept most credit cards issued by major banks. Lowe’s also offers a store credit card that gives you 5% off all purchases except for gift cards.

There are a number of credit options available for professionals: the Lowe’s Commercial card, Lowe’s Rewards cards, and Lowe’s Business cards.

You can make higher purchases and have a gradual repayment.

Lowe’s tool rental program is an alternative to purchasing tools. You can rent any tools you want and then return them after you use them.

Although you are unable to purchase the tools you require for your project, the rent service can help you get them at a cheaper price.

Lowe’s will accept other types of payments

Lowe’s doesn’t take ‘buy Now Pay Later’ but accepts other payment types such:

Cash

Visa, Mastercard, American Express and Discover debit cards

Personal checks

Lowe’s store credit card

Gift vouchers

If you are looking to learn more, you can also read our posts on whether or not Lowe’s accepts PayPal, Lowe’s Pro Desk, if Lowe’s takes Apple Pay.

Conclusion

Unfortunately, Lowe’s does not accept third-party ‘buy now pay later’ services, like Afterpay, Klarna, and QuadPay.

However, Lowe’s does offer a service with similarities to a ‘buy now pay later’ plan.

For example, Lowe’s Lease to Own program allows customers to make large purchases and then pay for them over 12 months.

Lowe’s has other payment options including cash and credit or debit cards. Personal checks are also accepted. Gift cards can be purchased as well as Lowe’s credit card.

.Does Lowe’S Accept Afterpay & ‘Buy Now Pay Later’ Services?