Walmart Rewards Program

Walmart Rewards Program In 2022 (How It Works, Expiry + More)

Many major retailers now offer rewards programs when you apply for and obtain their company-affiliated credit card.

Walmart, which is the second largest retailer chain, provides a reward program. Earn more points the more frequently you use it.

  • This is a concept you’ve probably never heard of. Are you looking for more details? Here is your complete guide to the Walmart Rewards Program!
  • Walmart Rewards Program In 2022 (How It Works, Expiry + More)

    What will the Walmart Rewards Program look like in 2022

    Walmart Rewards Program links to its two corporate credit cards: The Capital One Walmart Rewards Card (and the Walmart Rewards Card). Walmart Pay is compatible with both cards, which offer cash back and have no annual fees. Additionally, Walmart reward points do not expire as long as the card is valid.

  • To learn much more about all the details and fine print, including how the program works, how you can claim your rewards, a breakdown of the difference between the two cards, and many other tips, keep reading!
  • How Does the Walmart Rewards Program Work

    Walmart Rewards Card is a program that allows customers to apply for the Capital One Walmart Rewards Mastercard, or the Walmart Rewards Card.

    The two offer basically the same rewards and bonuses, except that the latter can only be used at Walmart and, while the former can be used anywhere Mastercard is taken.

    Also, the cards give you 5% cash back on and 2% cash back at

    Walmart Pay in store also gives you a 5-percent cash back after the first 12 month.

    Last, but not least: there’s no annual fee. Late fees can be as high as $39 and may apply if your bill isn’t paid on time.

    Walmart Rewards Program In 2022 (How It Works, Expiry + More)

    How Do You Claim Your Walmart Rewards?

    Claiming your Walmart Rewards is quick and easy.

    Per the Capital One Walmart Mastercard webpage, you can receive your rewards in the form of a check.

    And according to, you have three other ways of “cashing in” your cash back rewards.

    You can redeem the cash back for gift cards. It can be used as cash towards your credit card bill. This cashback can be used to purchase on also sells just about anything, which is a big difference to a Gap or Starbucks. You will have the opportunity to use your rewards for a large range of products.

    Important to remember is that Walmart Mastercard Rewards can be used anytime. However, this does not apply for basic Walmart Rewards cash back.

    Are You able to use Walmart Rewards for the following?

    Walmart rewards card and Walmart Mastercard allow you to use cash back for Walmart gift cards redemptions. This is both online and in-store.

    Additionally, you can use the rewards toward your billing statements, effectively using your shopping to pay off your shopping in-store and online at

    Walmart Rewards Program In 2022 (How It Works, Expiry + More)

    Do Walmart Rewards Ever Expire?

    The Walmart Mastercard and Walmart Rewards cash back rewards never expire for as long as you have the account.

    I can not stress how nice this feature is.

    Gap card holders have a expiration date on their rewards, which has been decreasing over time.

    Walmart is generously making the rewards of loyal customers non-expiring.

    What Is The Difference Between Walmart Mastercard And Walmart Rewards Card?

    There are a couple of minor differences between Walmart Mastercards and Walmart Rewards cards.

    First, you can use the Walmart MasterCard to shop everywhere, just as a regular credit or debit card. Additionally, it offers travel rewards and rewards to customers who use the Walmart Mastercard in restaurants.

    Thus, there are more ways to earn cash back and you would likely earn more, in less time.

    This is because the Walmart Rewards card can be used only in Walmart stores and at

    You won’t receive a reward for using it in restaurants and on travel.

    One of the most important differences is how each card offers benefits.

    Walmart Mastercard has a lot of great services like concierge. This person will be able to assist with reservations, tickets and other travel-related issues.

    The Walmart Rewards card will only protect you if the card was used fraudulently. This card does not include the security or concierge benefits.

    For the Walmart Mastercard to be approved, you need slightly less credit. The Walmart Mastercard is more favorable towards people in the moderate-to-excellent credit range.

    Walmart Rewards cards work better for those who have less good credit, but are more likely to be in the “fair” range. is the exception to this rule.

    Mastercard can, however, be used anyplace that this card type is accepted.

    Walmart Rewards Program In 2022 (How It Works, Expiry + More)